The Social Security Administration (SSA) has confirmed an upcoming $4,018 SSDI payment for eligible beneficiaries born between the 21st and 31st of any month. This substantial payment reflects the 2024 cost-of-living adjustment (COLA)—but not everyone qualifies automatically.
In this guide, we cover:
✔ Who gets the $4,018 payment
✔ Exact deposit dates for birth dates 21st–31st
✔ How SSDI amounts are calculated
✔ FAQs on delayed or missing payments
Who Qualifies for the $4,018 SSDI Check?
Basic Eligibility
You must meet all of these criteria:
- Born between the 21st–31st of any month
- Already enrolled in SSDI (not SSI)
- Have a work credit history (usually 40+ quarters)
- No outstanding SSA debts (overpayments, etc.)
Income Limits
| Filing Status | Max Monthly Earnings |
|---|---|
| Individual | ≤$1,550 |
| Blind Individuals | ≤$2,590 |
Note: These limits apply to work activity—investment/pension income doesn’t count.
Payment Schedule for Birth Dates 21st–31st
The SSA distributes payments by birth date. Here’s the 2024 schedule:
| Birth Date | Payment Date |
|---|---|
| 21st–25th | 4th Wednesday of each month |
| 26th–31st | 4th Thursday of each month |
Upcoming $4,018 Deposit Dates:
- June 2024: 26th (Wed) / 27th (Thu)
- July 2024: 24th (Wed) / 25th (Thu)
Payments arrive via direct deposit by 9AM local time or mail 3–5 days later.
How Is the $4,018 Amount Calculated?
The maximum SSDI payment depends on:
- Lifetime Earnings (Averaged indexed monthly earnings/AIME)
- Work Credits (Minimum 40 quarters required)
- COLA Adjustments (3.2% increase for 2024)
Example Calculation:
- Top 35 earning years: $60,000 average → $5,000/month AIME
- SSDI formula: 90% of first $1,174 + 32% up to $7,078 → $4,018 max
How to Check Your Payment Status
1. Online (Fastest Method)
- Log into your mySocialSecurity account
- Check “Payment History” for pending deposits
2. Automated Phone System
- Call 1-800-772-1213 → Say “benefits” → Enter SSN
3. In-Person
- Visit local SSA office (Bring ID + SSDI award letter)
FAQs About the $4,018 SSDI Payment
Q1: Is this payment only for June/July 2024?
No—this is the ongoing max SSDI rate for eligible beneficiaries.
Q2: Why didn’t I get $4,018? My birth date qualifies!
Your work history may not support the max amount. Check your SSA statement.
Q3: Can I get both SSDI and SSI?
Yes, but combined payments can’t exceed $4,018.
Q4: Will the $4,018 be taxed?
Potentially—up to 85% is taxable if total income exceeds $25,000 (single) or $32,000 (couple).
Q5: What if my payment is late?
Wait 3 mailing days, then call SSA or report via SSA Fraud Hotline.
Top Reasons for SSDI Payment Delays
- Bank processing errors (Verify account with SSA)
- Address changes not updated (Use mySocialSecurity to edit)
- Medical CDR reviews (Disability re-evaluations pause payments)
How to Maximize Future SSDI Payments
✅ Report all work activity (Avoid overpayments)
✅ Update direct deposit ASAP (Prevent mail delays)
✅ Appeal if underpaid (Request recalculation)
Scam Alerts
❌ “Confirm your $4,018 payment” phishing emails
❌ Callers demanding your SSN to “release funds”
Real SSA contacts only come from .gov emails/phones.
Next Steps for Beneficiaries
✔ Mark your payment dates (See schedule above)
✔ Set up SMS alerts via mySocialSecurity
✔ Save proof of deposits for tax season
Need Help?
- SSA National Number: 1-800-772-1213 (TTY 1-800-325-0778)
- Disability Advocates: NOSSCR.org
This $4,018 could be your rightful payment—verify eligibility now!